Heathwoods
Legal

We work with Solicitors and our clients arranging all types of legal policies.

Providing Insurance solutions for Construction projects and Property Owners, Heathwoods understands issues that can prejudice your client’s ability to obtain a mortgage. One of those is title deed defects/risks, including:

• Rights to light
• Breach of planning/building regulations/listed buildings consent indemnity
• Restrictive covenants
• Defects in title, including loss of deeds
• Possessory title
• Lack of adequate access and/or services
• Deed of gift/transactions at undervalue (Insolvency Act 1986)
• Easements
• Judicial review and other planning and building regulation issues
• Search indemnities
• Breach of warranty (portfolio sales)
• Chancel repair
• Trust & probate i.e. missing beneficiary
• Lost documents i.e. lost share certificate
• Leasehold problems
• Flying freehold
• Bespoke wordings
• Other niche products are available upon request.

Heathwoods works with conveyancers and solicitors involved in property-based transactions. Legal indemnity insurance covers the buyer and the mortgage lender in the event of any loss of value on the property as a result of the defect. The indemnity policy doesn’t actually remedy the defect – it just provides financial compensation in the event of the defect causing a loss.

We can arrange cover with limits in excess of £200m so we can accommodate all sizes of contract and risk type. Whether the problem be straightforward or a complex matter affecting a property transaction, you can expect a swift turnaround and solution.