Any business that earns rent from a property or property portfolio should consider property owners insurance. As a property owner you have a legal responsibility to ensure that your property does not present any risk of injury or property damage to either tenants, visitors or members of the public. Heathwoods are experts in buildings insurance for commercial portfolios as well as residential ones, including purpose-built apartment blocks and conversions.
Heathwoods tailor-makes your landlord insurance to protect your individual investments against unexpected incidents and events. It is ultimately the landlord’s responsibility to adequately maintain and repair their property. Property owner’s insurance is not a legal necessity but without it you can leave your business exposed to expensive third-party compensation claims related to property damage or injury. We can provide you with a unique policy that suits your portfolio, be it one property or many.
The policy can also be extended to include landlord’s contents, property owner’s liability and loss of rent cover as well as terrorism cover.*