PUBLIC / EMPLOYERS LIABILITY

If members of the public or customers come to your premises or you go to theirs (including if you work from home), public liability (PL) insurance is important.

PL insurance covers any awards of damages given to a member of the public because of an injury or damage to their property caused by you or your business. It should also cover any related costs, legal fees and expenses, such as medical fees. Heathwoods can customise your policy to best define your business needs.*