CONTRACTORS ALL RISK INSURANCE

Contractors All Risk (CAR) insurance delivers comprehensive protection for construction projects across all building and civil engineering works. This versatile coverage extends to both new construction and the alteration, repair, or refurbishment of existing structures, providing essential financial security throughout the building process.

This flexible insurance solution can be structured to match your specific project requirements. For individual undertakings, single-period project coverage offers targeted protection that aligns perfectly with your construction timeline. These policies can be arranged as either Contractor Controlled Insurance Programs (CCIP) or Owner Controlled Insurance Programmes (OCIP), allowing for customised risk management approaches based on project leadership and requirements.

For businesses with ongoing construction activities, annual CAR policies provide continuous protection across multiple projects. This approach is particularly valuable for general builders, housebuilders, electricians, fit-out contractors, and civil engineering firms. By establishing comprehensive annual coverage, these businesses ensure consistent protection without needing to arrange separate policies for each new project, streamlining both insurance management and risk mitigation.